Can anyone relate to me?

Get her name off off everything in the divorce or force the sale of the item. Other wise you are on the hook until it is paid off. The loan company doesn't care if you got divorced or who the judge gave the item to. If you and her have both names on anything at all when the divorce is over then you had a jack as a lawyer. By the way you wouldn't know true love if it bit you in the ***. It don't go away